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Rent vs Buy Calculator

Enter your numbers and find out whether renting or buying makes more financial sense for your situation.

🏠 Buying Costs

Home Price

Down Payment

Mortgage Rate

Loan Term (Years)

Property Tax (Annual)

Home Insurance (Annual)

Annual Appreciation

🏢 Renting Costs

Monthly Rent

Annual Rent Increase

Renter's Insurance (Annual)

Investment Return on Down Payment

Time Horizon (Years)

After 7 Years

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🏠 Cost to Buy

Mortgage Payments—

Property Tax—

Insurance—

Down Payment—

Home Value—

Net Cost—

🏢 Cost to Rent

Total Rent Paid—

Insurance—

Investment Growth—

Net Cost—